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Understanding Insurance – BI Coverage

Insurance.  Really, you have to have it.  It’s illegal not to have insurance on a car that you are operating.  And for good reason.  If you cause an accident and injure another person, you are responsible for compensating that individual for the harm you have caused and the losses they have sustained at your hand. Read the rest…

Thou Shalt Not Post!

Social Networking sites such as Facebook are extremely popular with folks these days.  They are also extremely dangerous. On the criminal side, it’s amazing to see that people who are on probation, where they agree that they will not do an activity such as consuming alcohol, will readily put up photos of them having a Read the rest…

What is UM/UIM Insurance?

If you are injured in a car collision where the other party was negligent, one of the most important things for you to have is insurance.  Why is that?  In Colorado having auto insurance is mandatory, but you never know when a person is going to be carrying it or not (believe it or not Read the rest…

How to Choose an Insurance Company

One of our former clients asked that we write about how to choose an insurance company. All of us at one point or another need to deal with this problem, yet most have little information upon which to make an intelligent decision. Below are some general guidelines which have been taken from the new consumer guide (PDF) we Read the rest…

Dealing With Health Insurance Denials

Dealing with health insurance denials is often a difficult and frustrating process. It usually comes at a time when you are experiencing some stress already due to a medical illness and the last thing you need is to be forced to deal with an insurance denial. Fortunately, there are some places where you can get Read the rest…