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Medical Payments Insurance Coverage?

In previous posts we have discussed bodily injury and uninsured/underinsured insurance coverage on your car. While there are other options that may be available with different insurance companies, the one other type of insurance I would like to discuss is called medical payments coverage. Colorado law requires all insurers to offer medical payments coverage to you Read the rest…

Uninsured/Underinsured Insurance Coverage. Do you need it?

As we discussed previously, it’s required by law that if you drive a car in the state of Colorado, you must have bodily injury (BI) coverage of at least $25,000 if you cause an accident and injure somebody.  But that is only one type of coverage that is available for people to have when driving Read the rest…

Understanding Insurance – BI Coverage

Insurance.  Really, you have to have it.  It’s illegal not to have insurance on a car that you are operating.  And for good reason.  If you cause an accident and injure another person, you are responsible for compensating that individual for the harm you have caused and the losses they have sustained at your hand. Read the rest…

Does Surveillance Actually Happen?

The short answer to this question is yes.  And it doesn’t just happen in big cases.  One of the most common areas that we see surveillance conducted by insurance companies is Worker’s Compensation cases.  So what is the purpose?  The goal is to catch injured folks doing something that can be spun as being inconsistent Read the rest…

Frivolous Lawsuits?

Many people are under the misperception that if a person has any kind of injury they can just contact an attorney and the individual can magically get money.  Unfortunately, some of the advertising done by attorneys encourages this misperception.  The reality is that each claim has to be evaluated based upon its own merits.  When attorneys agree to represent Read the rest…